*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy:      #172B36;
  --dark:      #0D1A22;
  --blue:      #3D5D6E;
  --blue-mid:  #2A4150;
  --accent:    #9C29D1;
  --accent-lt: #B854E0;
  --light:     #F5F2F9;
  --light-alt: #ECE5F2;
  --white:     #FFFFFF;
  --text:      #1E2D38;
  --muted:     #6B7A85;
  --radius:    10px;
  --radius-lg: 18px;
  --shadow:    0 4px 32px rgba(23,43,54,0.10);
  --shadow-md: 0 8px 48px rgba(23,43,54,0.16);
  --transition: 0.35s cubic-bezier(0.4,0,0.2,1);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: 'Cormorant Garant', serif;
  line-height: 1.2;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { display: block; max-width: 100%; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 32px;
}

.section {
  padding: 100px 0;
}


.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s cubic-bezier(0.4,0,0.2,1),
              transform 0.65s cubic-bezier(0.4,0,0.2,1);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}


.section-tag {
  font-family: 'DM Sans', sans-serif;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 14px;
  display: inline-block;
  padding: 5px 14px;
  border: 1px solid rgba(156,41,209,0.35);
  border-radius: 3px;
  /* background: rgba(156,41,209,0.06); */
}

.section-title {
  font-size: clamp(2.2rem, 3.5vw, 3.2rem);
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.03em;
}
.section-title em {
  font-style: normal;
  font-weight: 200;
  color: var(--blue);
  letter-spacing: -0.01em;
}

.section-header {
  text-align: center;
  margin-bottom: 64px;
}

.section-sub {
  font-size: 1.05rem;
  color: var(--muted);
  margin-top: 12px;
  font-style: italic;
}


.btn-primary {
  display: inline-block;
  padding: 14px 36px;
  background: var(--accent);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.06em;
  border-radius: 3px;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
}
.btn-primary:hover {
  background: var(--accent-lt);
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(156,41,209,0.40);
}

.btn-light {
  display: inline-block;
  padding: 13px 32px;
  background: white;
  color: var(--navy);
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.04em;
  border-radius: 3px;
  white-space: nowrap;
  transition: all var(--transition);
}
.btn-light:hover {
  background: var(--accent);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(0,0,0,0.20);
}


.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0 32px;
  transition: background var(--transition), box-shadow var(--transition), padding var(--transition);
  background: transparent;
}
.navbar.scrolled {
  background: rgba(13, 26, 34, 0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.30);
  padding: 0 32px;
}
.navbar.scrolled .nav-link {
  color: rgba(255,255,255,0.8);
}
.navbar.scrolled .nav-link:hover,
.navbar.scrolled .nav-link.active {
  color: var(--accent-lt);
}

.nav-container {
  max-width: 1180px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.logo-svg {
  display: block;
  height: 30px;
  width: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-link {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  padding: 8px 14px;
  border-radius: 4px;
  transition: color var(--transition);
  letter-spacing: 0.02em;
}
.nav-link:hover,
.nav-link.active {
  color: var(--accent-lt);
}

.nav-link.nav-cta {
  background: var(--accent);
  color: var(--white) !important;
  font-weight: 600;
  padding: 8px 20px;
  border-radius: 3px;
  margin-left: 8px;
  transition: background var(--transition), transform var(--transition);
}
.nav-link.nav-cta:hover {
  background: var(--accent-lt);
  transform: translateY(-1px);
}

.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: white;
  border-radius: 2px;
  transition: all 0.3s ease;
  transform-origin: center;
}
.hamburger.open span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.hamburger.open span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}
.hamburger.open span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}


.hero {
  min-height: 100vh;
  background:
    linear-gradient(135deg, rgba(13,26,34,0.88) 0%, rgba(23,43,54,0.80) 45%, rgba(70,40,95,0.62) 100%),
    url('hero.png') center / cover no-repeat;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
  padding: 72px 32px 100px;
}

/* Push content slightly below true center */
.hero-content {
  max-width: 760px;
  width: 100%;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  z-index: 1;
  margin-top: 6vh;
}

.hero-label {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent-lt);
  padding: 6px 14px;
  border: 1px solid rgba(184,84,224,0.35);
  border-radius: 40px;
  display: inline-block;
  margin-bottom: 24px;
  background: rgba(156,41,209,0.08);
}

.hero-title {
  font-size: clamp(3rem, 5.5vw, 5.5rem);
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.04em;
  line-height: 1.05;
  margin-bottom: 18px;
}
.hero-title span { display: block; }
.hero-title em {
  display: block;
  font-style: normal;
  font-weight: 200;
  color: var(--accent-lt);
  letter-spacing: 0;
}

.hero-tagline {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.3rem;
  font-style: italic;
  font-weight: 300;
  color: rgba(255,255,255,0.7);
  margin-bottom: 28px;
}

.hero-sub {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.62);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 560px;
}

/* Hero background pattern */
.hero-bg-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 20% 80%, rgba(156,41,209,0.10) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(61,93,110,0.20) 0%, transparent 50%),
    radial-gradient(circle at 50% 50%, rgba(156,41,209,0.04) 0%, transparent 60%),
    repeating-linear-gradient(
      -55deg,
      transparent,
      transparent 60px,
      rgba(255,255,255,0.015) 60px,
      rgba(255,255,255,0.015) 61px
    );
  pointer-events: none;
}

.scroll-indicator {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  opacity: 0.6;
  transition: opacity var(--transition);
}
.scroll-indicator:hover { opacity: 1; }
.scroll-dot {
  animation: scrollBob 2s ease-in-out infinite;
}
@keyframes scrollBob {
  0%, 100% { transform: translateY(0); opacity: 0.6; }
  50% { transform: translateY(8px); opacity: 1; }
}


.about {
  background: var(--white);
}
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.about-text p {
  color: var(--muted);
  margin-bottom: 20px;
}
.about-lead {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.25rem !important;
  font-weight: 400;
  color: var(--text) !important;
  line-height: 1.65 !important;
  margin-bottom: 28px !important;
  border-left: 3px solid var(--accent);
  padding-left: 20px;
}

.about-visual {
  position: relative;
}
.about-card-stack {
  position: relative;
  height: 380px;
}
.stack-card {
  position: absolute;
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.stack-card-back {
  width: 80%;
  height: 80%;
  bottom: 0; right: 0;
  background: var(--light);
  border: 1px solid var(--light-alt);
  display: flex;
  align-items: center;
  justify-content: center;
  transform: rotate(-4deg);
}
.stack-icon { width: 100px; opacity: 0.4; }

.stack-card-front {
  width: 85%;
  height: 85%;
  top: 0; left: 0;
  background: linear-gradient(135deg, var(--navy) 0%, #1F3845 60%, #2D2545 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 24px;
  box-shadow: var(--shadow-md);
}
.stack-umbrella-wrap svg {
  width: 100px;
  height: auto;
}
.stack-quote {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.05rem;
  font-style: italic;
  color: rgba(255,255,255,0.88);
  text-align: center;
  line-height: 1.5;
  padding: 0 32px;
}

.about-badge {
  position: absolute;
  bottom: -12px;
  right: 10%;
  background: white;
  border: 1px solid var(--light-alt);
  border-radius: 40px;
  padding: 8px 18px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  box-shadow: var(--shadow);
  white-space: nowrap;
}


.values {
  background: var(--light);
  position: relative;
  overflow: hidden;
}
.values-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 90% 10%, rgba(61,93,110,0.08) 0%, transparent 60%),
    radial-gradient(circle at 10% 90%, rgba(156,41,209,0.07) 0%, transparent 60%);
  pointer-events: none;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.value-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px 36px;
  border: 1px solid rgba(23,43,54,0.08);
  box-shadow: 0 2px 16px rgba(23,43,54,0.06);
  transition: transform var(--transition), box-shadow var(--transition);
  position: relative;
  overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), var(--accent));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.value-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.value-card:hover::before {
  transform: scaleX(1);
}

.value-icon {
  width: 64px;
  height: 64px;
  margin-bottom: 24px;
}
.value-icon svg { width: 64px; height: 64px; }

.value-title {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 14px;
}

.value-text {
  font-size: 0.92rem;
  color: var(--muted);
  line-height: 1.75;
}


.insurance {
  background: var(--white);
}

.insurance-intro {
  max-width: 700px;
  margin: -30px auto 60px;
  text-align: center;
}
.insurance-intro p {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.8;
}

.insurance-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 64px;
}

.ins-card {
  background: var(--white);
  border: 1px solid var(--light-alt);
  border-radius: var(--radius);
  padding: 28px 22px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
}
.ins-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--accent));
  border-radius: 0 0 var(--radius) var(--radius);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.ins-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: rgba(156,41,209,0.22);
}
.ins-card:hover::after {
  transform: scaleX(1);
}

.ins-icon {
  width: 44px;
  height: 44px;
  margin-bottom: 16px;
  background: var(--light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 8px;
}
.ins-icon svg { width: 28px; height: 28px; }

.ins-card h4 {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
}

.ins-card p {
  font-size: 0.84rem;
  color: var(--muted);
  line-height: 1.65;
}

/* Insurance cta */
.insurance-cta {
  margin-top: 20px;
}
.ins-cta-inner {
  background: linear-gradient(130deg, var(--navy) 0%, var(--blue-mid) 60%, #2D2545 100%);
  border-radius: var(--radius-lg);
  padding: 48px 52px;
  display: flex;
  align-items: center;
  gap: 36px;
  position: relative;
  overflow: hidden;
}
.ins-cta-inner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 90% 50%, rgba(156,41,209,0.18) 0%, transparent 60%);
  pointer-events: none;
}

.ins-cta-umbrella {
  flex-shrink: 0;
  width: 72px;
  opacity: 0.75;
}
.ins-cta-umbrella svg { width: 100%; height: auto; }

.ins-cta-content {
  flex: 1;
}
.ins-cta-content h3 {
  font-size: 1.6rem;
  color: white;
  font-weight: 600;
  margin-bottom: 8px;
}
.ins-cta-content p {
  color: rgba(255,255,255,0.70);
  font-size: 0.92rem;
}


.strategy {
  background: linear-gradient(135deg, var(--dark) 0%, var(--navy) 55%, #2A2545 100%);
  position: relative;
  clip-path: polygon(0 64px, 100% 0, 100% 100%, 0 100%);
  margin-top: -64px;
  padding-top: 164px;
}
.strategy::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 10% 50%, rgba(156,41,209,0.10) 0%, transparent 55%),
    radial-gradient(circle at 90% 80%, rgba(61,93,110,0.18) 0%, transparent 50%),
    repeating-linear-gradient(
      60deg,
      transparent, transparent 80px,
      rgba(255,255,255,0.015) 80px, rgba(255,255,255,0.015) 81px
    );
  pointer-events: none;
}

.strategy-inner {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 80px;
  align-items: start;
  padding-top: 20px;
  position: relative;
  z-index: 2;
}

.strategy-label .section-tag {
  border-color: rgba(184,84,224,0.30);
  color: var(--accent-lt);
}

.strategy .section-title {
  color: white;
  font-size: clamp(2rem, 3vw, 3rem);
  margin-bottom: 28px;
}
.strategy .section-title em {
  color: var(--accent-lt);
}

.strategy-text {
  color: rgba(255,255,255,0.72);
  font-size: 1rem;
  line-height: 1.8;
  max-width: 560px;
  margin-bottom: 48px;
}

.strategy-pillars {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.pillar {
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--radius);
  padding: 18px 20px;
  transition: background var(--transition), border-color var(--transition);
}
.pillar:hover {
  background: rgba(156,41,209,0.10);
  border-color: rgba(184,84,224,0.30);
}
.pillar-icon {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
}
.pillar-icon svg { width: 32px; height: 32px; }
.pillar span {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(255,255,255,0.88);
}

.presence {
  background: var(--light);
  position: relative;
}
.presence::before {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 60px;
  background: linear-gradient(to top right, transparent 49.5%, var(--light) 50%);
  pointer-events: none;
}

.presence-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 40px;
  align-items: center;
  margin-bottom: 56px;
}

.market-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px 40px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(23,43,54,0.07);
  transition: transform var(--transition), box-shadow var(--transition);
}
.market-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.market-flag {
  width: 64px;
  height: 46px;
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 20px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.12);
}
.market-flag svg { width: 100%; height: 100%; }

.market-name {
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.market-lead {
  font-size: 0.92rem;
  color: var(--muted);
  margin-bottom: 24px;
  line-height: 1.65;
}

.market-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.market-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text);
}

.presence-divider {
  display: flex;
  align-items: center;
  justify-content: center;
}

.presence-note {
  text-align: center;
  max-width: 620px;
  margin: 0 auto;
}
.presence-note p {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.15rem;
  font-style: italic;
  color: var(--blue);
  line-height: 1.8;
}


.footer {
  background: var(--dark);
}

.footer-top {
  padding: 80px 32px 60px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-top-inner {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1.5fr;
  gap: 60px;
  align-items: start;
}

.footer-logo { margin-bottom: 20px; display: inline-flex; }
.footer-logo .logo-svg { height: 42px; }

.footer-tagline {
  color: rgba(255,255,255,0.52);
  font-size: 0.9rem;
  line-height: 1.75;
  margin-bottom: 18px;
}

.footer-badge {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  color: var(--accent-lt);
  padding: 5px 14px;
  border: 1px solid rgba(184,84,224,0.30);
  border-radius: 40px;
  background: rgba(156,41,209,0.08);
}

.footer-nav h5,
.footer-contact h5 {
  font-family: 'DM Sans', sans-serif;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.42);
  margin-bottom: 20px;
}

.footer-nav ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-nav ul li a {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition);
}
.footer-nav ul li a:hover {
  color: var(--accent-lt);
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.62);
  line-height: 1.6;
}
.contact-item svg { flex-shrink: 0; margin-top: 2px; }
.contact-item a {
  color: rgba(255,255,255,0.62);
  transition: color var(--transition);
}
.contact-item a:hover {
  color: var(--accent-lt);
}

.footer-bottom {
  padding: 22px 32px;
}
.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.footer-bottom-inner p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.32);
}
.footer-umbrella-small { opacity: 0.45; }


@media (max-width: 900px) {
  .hamburger { display: flex; }

  .nav-links {
    position: fixed;
    top: 72px;
    left: 0; right: 0;
    background: rgba(13,26,34,0.98);
    backdrop-filter: blur(12px);
    flex-direction: column;
    padding: 28px 32px 40px;
    gap: 6px;
    transform: translateY(-20px);
    opacity: 0;
    pointer-events: none;
    transition: all 0.35s cubic-bezier(0.4,0,0.2,1);
    border-top: 1px solid rgba(255,255,255,0.08);
  }
  .nav-links.open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: all;
  }
  .nav-link { width: 100%; text-align: left; padding: 12px 0; font-size: 1rem; }
  .nav-link.nav-cta { text-align: center; margin-left: 0; margin-top: 10px; }
}


@media (max-width: 1100px) {
  .insurance-grid { grid-template-columns: repeat(3, 1fr); }
  .about-grid { gap: 50px; }
}

@media (max-width: 900px) {
  .section { padding: 80px 0; }

  .hero-content { margin-top: 3vh; }

  .about-grid { grid-template-columns: 1fr; }
  .about-card-stack { height: 280px; }

  .values-grid { grid-template-columns: 1fr 1fr; }

  .insurance-grid { grid-template-columns: repeat(2, 1fr); }

  .strategy-inner { grid-template-columns: 1fr; gap: 30px; padding-top: 30px; }

  .presence-grid { grid-template-columns: 1fr; }
  .presence-divider { display: none; }

  .footer-top-inner { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 600px) {
  .container { padding: 0 20px; }
  .section { padding: 64px 0; }
  .section-header { margin-bottom: 44px; }

  .hero { padding: 72px 20px 80px; }
  .hero-content { margin-top: 2vh; }
  .hero-title { font-size: 2.8rem; }

  .values-grid { grid-template-columns: 1fr; }
  .insurance-grid { grid-template-columns: 1fr; }

  .ins-cta-inner {
    flex-direction: column;
    text-align: center;
    padding: 36px 28px;
  }

  .strategy-pillars { grid-template-columns: 1fr; }

  .footer-top-inner { grid-template-columns: 1fr; }
  .footer-bottom-inner { flex-direction: column; gap: 16px; text-align: center; }
}


.ins-card:nth-child(1) { transition-delay: 0.05s; }
.ins-card:nth-child(2) { transition-delay: 0.10s; }
.ins-card:nth-child(3) { transition-delay: 0.15s; }
.ins-card:nth-child(4) { transition-delay: 0.20s; }
.ins-card:nth-child(5) { transition-delay: 0.25s; }
.ins-card:nth-child(6) { transition-delay: 0.30s; }
.ins-card:nth-child(7) { transition-delay: 0.35s; }
.ins-card:nth-child(8) { transition-delay: 0.40s; }

.value-card:nth-child(1) { transition-delay: 0.05s; }
.value-card:nth-child(2) { transition-delay: 0.15s; }
.value-card:nth-child(3) { transition-delay: 0.25s; }